Our philosophy is grounded in independence and simplicity. As an independent financial services and consulting firm, we are free to provide guidance to our clients without the conflict of interest created by sales quotas and proprietary products. At APT Asset Management, we pursue your financial independence in a practical manner; we endeavor to develop a simple, tax-efficient, and cost-effective financial plan that is tailored to your unique needs and measures success based on your personal goals. Accordingly, our approach will be to pursue an in-depth understanding of your financial situation and your core values as they relate to your investment and insurance plan. This approach allows us to forge a strong long-term partnership with you and to assist you as we strive to turn your dreams into reality.